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HDFC pixel play credit card benefits ,REVIEW,LIMIT,ELIGIBILITY,LIMIT INCREASE

  • Author: Profitaxis
  • Published On: February 10, 2025
  • Category:Latest News
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HDFC Bank has introduced a new Pixel Play RuPay Credit Card, available exclusively through Flipkart. This card comes with attractive cashback offers, making it a great option for digital payments and lifestyle spending. But is it worth it? Let’s dive into the details.

Key Features of HDFC Pixel Play RuPay Credit Card

  • Apply Online: Available exclusively on Flipkart.
  • RuPay Network: Supports UPI payments via the RuPay network.
  • Cashback & Rewards: Earn cashback as cash points on select categories.
  • Annual Fee: ₹592, with a fee waiver on meeting spending criteria.
  • Validity: Cash points expire in 2 years, so timely redemption is crucial.

Cashback & Rewards Structure

1️⃣ 10 Cash Points on Dining (UPI Scan & Pay)

  • Earn 10 cash points per ₹150 spent on dining when you use RuPay UPI payments.
  • Maximum cashback: 500 cash points per month.
  • Per transaction limit: 250 cash points.
  • Minimum transaction: ₹100 to earn cashback.
  • Offer valid till December 31, 2024.

2️⃣ 5% Cashback in Select Categories

You can choose 2 out of 5 categories for 5% cashback in the form of cash points.

  • Dining & Entertainment: Restaurants, movie tickets, events
  • Travel: Flights, hotels, buses, and trains
  • Grocery: Big Bazaar, Reliance Fresh, and similar stores
  • SmartBuy: HDFC SmartBuy portal for flights, hotels, Amazon vouchers

Maximum cashback: 500 cash points per month. Maximum eligible spend: ₹16,500 per month in each category.

Transactions That Do Not Earn Cashback

  • 🚫 Fuel purchases
  • 🚫 Wallet loading (e.g., Paytm, PhonePe, Mobikwik)
  • 🚫 Rent payments
  • 🚫 Government transactions (including NPS & EMI transactions)
  • 🚫 High-value transactions (above ₹10,00,000)
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HDFC Pixel PLAY Credit Card REVIEW | Unlimited 5% Cashback | Lifetime Free

In this video, we will talk about the HDFC Pixel Play Credit Card, which is currently being offered by HDFC Bank with lifetime free benefits. You won’t need to pay any joining fee or annual charges if you apply during this promotional period. Let's dive into the detailed review of this credit card.

Credit Card Fee & Charges

As mentioned, this card is currently being offered lifetime free of charge, with no joining fee and no annual charges for the promotional period. After this offer ends, a joining fee of ₹500 or ₹5000 (whichever is higher) will apply, and an annual fee will be charged as well. The interest rate on unpaid bills is 3.6% per month. For international transactions, you will be charged a 3.5% foreign currency transaction fee.

Key Benefits of the HDFC Pixel Play Card

  • ✅ You can select two categories of your choice and earn 5% cashback on every transaction in those categories.
  • ✅ Categories to choose from include:
    • Dining & Entertainment (e.g., BookMyShow, Zomato)
    • Travel (e.g., MakeMyTrip)
    • Grocery (e.g., Blitz, Reliance Fresh)
  • ✅ You can change the categories as per your preference in the future.
  • ✅ Get 5% cashback when you shop via HDFC SmartBuy.
  • ✅ 1% unlimited cashback on all other transactions (including UPI spending).
  • ✅ 10% cashback on UPI spending in the dining category (limited time offer).
  • ✅ 1% fuel surcharge waiver at all fuel stations across India.
  • ✅ Tap and Pay feature for seamless payments.

Other Important Information

If the card is lost or its details are stolen, you can report it immediately to the bank’s call center. If any fraud happens after reporting, you won’t be held responsible for it.

Eligibility Criteria

To be eligible for this card, you need to provide identity proof, address proof, and show a stable income source (i.e., regular earnings). The process for applying is simple, and I will provide the link in the description for you to apply.

Conclusion

The HDFC Pixel Play Credit Card offers many attractive benefits, especially the lifetime-free offer and 5% cashback on select categories. Even after the offer period ends, the card remains valuable with its 1% unlimited cashback on all transactions. I highly recommend this card for those who want to enjoy great benefits on dining, travel, groceries, and more.

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