How to unblock bajaj emi card Step-by-Step Guide to Unblocking Your Bajaj EMI Card
Follow these steps to resolve issues and unblock your Bajaj EMI card. If you're facing difficulties, comment below, and I'll help you out.
1. Check the Reason for Pending EMI
If your EMI is pending or your request was not processed, leave a comment below explaining the issue, and I’ll provide detailed guidance to help you resolve the problem.
2. Open the Play Store (For Android Users)
First, open the Play Store on your mobile. For iPhone users, use the App Store instead.
3. Search for Bajaj Finserv App
In the search bar, type Bajaj Finserv and look for the official app. Check if you need to update it. If it hasn’t been updated for a while, go ahead and update it.
4. Install or Update the App
For Android: Tap Update to ensure you have the latest version of the app.
For iPhone: Update the app via the App Store if you haven't done so recently.
5. Open the Bajaj Finserv App
After updating, open the app by tapping Open.
6. Allow Permissions
The first time you open the app, it may ask for lock permissions. Grant them to proceed.
7. Navigate to Your EMI Card
Once inside the app, look for the EMI option where your Bajaj Finserv card should be listed.
8. Check Your Card Status
If you notice your card is blocked, click on the My option (not the EMI option). You will see your card details, including the reason for the block. If it’s related to a low credit score or pending payments, it will be mentioned here.
9. Review the Block Status
If you see a block message, click on the View option for more details. You may be asked for an OTP (One-Time Password) sent to your registered mobile number.
10. Try to Unblock Your Card
If your card is listed as Blocked, tap the option to unblock it. If nothing happens after clicking, don't panic.
11. Call Bajaj Finserv Helpline (If You Applied Online)
If you applied for the Bajaj card online, contact Bajaj’s helpline. Explain that your card is blocked, and you haven’t made any mistakes. Lodge a complaint if necessary, and their customer service team will assist you in resolving the issue.
12. Visit a Bajaj Finserv Store (If You Applied Offline)
If you got your Bajaj card from a store, you need to visit the store in person to inquire about unblocking the card. The store staff will guide you through the process.
13. Wait for Automatic Unblocking (If EMI is Not Pending)
If the issue is due to pending EMIs, your card may be blocked temporarily. After one to two months, it might automatically be unblocked if the payment is made and the EMI is cleared.
Final Tip
Be patient and follow up with Bajaj customer service or visit the store for further assistance. They will be able to guide you on when and how your card will be unblocked.