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Kiwi UPI | Kiwi Axis UPI Credit Card Apply Process | Kiwi Credit Card

  • Author: Profitaxis
  • Published On: MARCH 21, 2025
  • Category:Latest News
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How to Earn Money with Kiwi App

A detailed guide on how to earn money, claim offers, and use referrals with the Kiwi app.

Overview of Earnings

I have earned ₹600, but as you can see, the balance shows ₹900. This is due to some extra earnings I got from referrals and other offers in the app. In this video, I’ll explain how you can also earn money by completing these tasks and offers.

So far, we have claimed Kiwi worth ₹07. Let me explain all the ways you can earn and the criteria involved.

Getting Started with the App

When you open the app, it asks for your mobile number and PAN card number. Once you provide your PAN card details, an interface will open in front of you. On the homepage, you'll see an option to "Spread the Love" and invite your friends. There is also a "Refer Now" option which you can use to invite others.

Referral Program Details

If you are referring people to earn money, make sure they add their credit card to the app. You will receive a flat cashback for every transaction made by your referrals, provided they have linked a credit card to the app.

Additionally, if you have a Rupee credit card, you can add it to the app and receive cashback every time you make a transaction. It's a simple process to link your credit card and start earning money.

Other Features in the App

The app offers more options, such as managing your account and checking your credit score. You can link your credit card by clicking on the “Continue” button in the app to apply and add your credit card to the Kiwi app.

Bank Account Integration

The app also provides a scanner option where you can add your bank account details. Once your bank account is added, you can perform transactions and earn rewards from them. This feature is designed to help you track all your financial activities and earn money seamlessly.

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Best Free Rupay Credit Card in 2025 for UPI? Kiwi Yes Bank Review

Learn about the Kiwi Yes Bank Rupay Credit Card, its cashback structure, features, and more!

Eligibility & Application Process

To be eligible for the Kiwi Yes Bank Rupay Credit Card, you need to:

  • Be above 21 years of age.
  • Have a minimum monthly income of ₹25,000 (either salary or self-employed).
  • Have a CIBIL score of at least 720.

To apply, download the Kiwi app, fill out the application form, and beware of fake credit card links. After verification, you will receive a virtual card.

Features & Benefits of the Kiwi Yes Bank Rupay Credit Card

The Kiwi Yes Bank Rupay Credit Card offers a flat 2% cashback on all Scan and Pay transactions done via the Kiwi app. The minimum transaction value to earn cashback is ₹50.

Cashback is earned in multiples of ₹50 (e.g., 1 QE for ₹50, 3 QEs for ₹150). 1 QE is worth ₹0.25. For every ₹50 spent, you'll earn 1 QE, and the cashback is credited promptly.

For non-UPI transactions, you will earn 0.5% cashback when making payments via the Kiwi app.

Cashback Milestones

Kiwi's cashback rewards increase as you reach spending milestones:

  • Spend more than ₹50,000 to earn 3% cashback.
  • Spend more than ₹1,00,000 to earn 4% cashback.
  • Spend more than ₹1,50,000 to earn 5% cashback.

Plus, as you cross each milestone, you also get lounge access! The best part: after crossing a milestone, you get additional cashback on your earlier spends at the new rate.

Kiwi Neon Membership

Kiwi Neon Membership costs ₹999 per year but is free for the first year. Without the Neon Membership, you will earn a maximum of 1.5% cashback. However, with the Neon Membership, there’s no limit to your cashback earnings.

The Neon Membership also unlocks higher cashback rates (3%, 4%, and 5%) and makes you eligible for additional rewards. You can decide to opt-in or out after the first year.

Important Notes

- If you already have another Yes Bank credit card, you won’t be eligible for the Kiwi card.

- UPI transactions for rent or education fees through credit cards won’t work, but you can use apps like BHIM NXT for such payments and still earn cashback.

Conclusion

The Kiwi Yes Bank Rupay Credit Card is a solid choice for anyone looking for a lifetime-free, entry-level credit card that offers substantial cashback, especially for UPI transactions. The cashback structure is transparent, and the milestones are a great way to earn even more. Plus, with the Neon Membership, you can unlock even higher rewards.

If you're looking for a UPI-enabled credit card with great rewards, this is the one to consider!

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Kiwi UPI Credit Card Apply Process | Kiwi Axis UPI Credit Card

Step-by-step guide to applying for the Kiwi UPI Credit Card, early access, and UPI setup.

How to Apply for Kiwi UPI Credit Card

To apply for the Kiwi UPI Credit Card, follow these steps:

1. **Receive an Invitation:** You will get an invitation message via WhatsApp offering early access to apply for the card. The message will contain a link to the application.

2. **Install the App:** Download the Kiwi application from the Play Store. After installation, open the app and proceed with the application process.

3. **Verify Your Number:** Enter your mobile number to receive an OTP. Once verified, your name will be pre-filled, and you can continue.

Step-by-Step Application Process

4. **Fill Personal Information:** Provide details such as your marital status, parent's names, and other personal information.

5. **Provide Contact Details:** Enter your email ID, current address, and Pincode.

6. **Provide Employment Information:** Choose whether you're employed or self-employed. If you're employed, provide your company details; if you're self-employed, provide business information.

7. **Provide Business Details:** If you're a business owner, provide your business details, including your business Pincode and address.

8. **Income and Education:** Enter your income details and select your highest qualification.

9. **OTP Verification:** After filling out all the details, you’ll receive an OTP from Axis Bank for verification. Enter the OTP to proceed.

10. **Final Review and Submission:** Review the application details and submit. You will be notified if you're eligible for the credit card.

Post-Application Process

Once you have successfully applied, the application process typically takes up to 1 minute to verify your eligibility. If approved, you'll get your credit card, and you can start linking it with UPI for payments.

If you're not approved, don't worry! You can try again or check for any issues with your application.

Link Your Credit Card to UPI

After approval, link your Kiwi Credit Card with UPI to make payments. You can do this by setting up UPI using Paytm, Google Pay, or other platforms that support UPI payments with credit cards.

If you want to verify your credit score, check your profile in the Kiwi app, where you will also see any rewards and referral bonuses.

Referral Program

Kiwi offers a referral program where you can earn rewards for referring others to apply for the credit card. For every successful referral, you can earn ₹200 in coins.

This is a great way to earn rewards while helping others apply for the card. To refer, simply share your referral link via the Kiwi app.

Conclusion

In conclusion, applying for the Kiwi UPI Credit Card is a simple process that allows you to take advantage of credit card payments through UPI. With the added bonus of a referral program and easy setup, this credit card can help you streamline your payments and earn rewards.

If you have any doubts, feel free to comment below, and I will assist you. Don't forget to subscribe for more tips and updates on credit cards!

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